To some, a credit score might seem like an arbitrary number we’re given. But it’s really data representing your credit responsibility and future financial wellbeing. Credit scores determine what steps…
Browsing: Family Finances
For many people, making the decision to buy a home is exciting and means starting a new chapter in life. But preparing to take on a mortgage requires thought, preparation,…
No one ever said raising a family would be a piece of cake – or affordable. Annually, the prices of little things like diapers and baby food go up. The…
Last month, I discussed the legal documents necessary for a solid estate plan. This time, the focus is on the equally, if not more important side of the coin: making…
It’s a new year, so let’s look at some financial resolutions, specifically, the basics of a solid estate plan. Not having these basics in place can cost a person’s family…
For any new investor wondering where to start, the number of options, decisions, and issues can be daunting. Having worked at a banking center across from a major university early…
Prepare yourself. $20,298. That’s Virginia’s average in-state cost for one year of college (tuition and room and board). If the average annual cost increase remains the same as the current 6.8…
The Garcia family with the director of the Segura Educational Initiative, Maria Baquerizo (left). Julio Garcia and his wife, Maribel, wanted their three children to have a Catholic education,…
Wait, Mom did what with her money?” Questions like this are uttered amongst siblings many times over, and will continue to be asked with the aging demographics of our society.…
No matter how you slice it, the cost of going back to school is expensive. Notebooks, pens, pencils, paper, backpack, calculator, computer, tablet, and you know the rest of the…
The bottom line for success in your financial house boils down to one word: budget. More specifically, know your monthly budget and the numbers that make it up. Now, I’m…
Personal debt is deep-sixing college degrees at an alarming rate according to a study by Teenage Research Unlimited, as more students drop out of higher education not because of failing…