When you have children, it’s like God flips a switch. You may go from living in the moment to wanting to make future plans – including financial plans for your children. Where do you start? With a college fund, or…

Risk is everywhere, no matter how hard you try to avoid it. With financial risks, some are obvious, others are hidden. The big question is, which financial risks should you avoid, insure, or assume? Inflation, interest rate, market volatility, and…

Many of the women we read about and admire are those who have conquered personal fears. By first facing, then boldly overcoming their fears, they were able to take their service, passion, and philanthropy to new heights. Apprehension continues to…

February is the month of romance – a time when we reflect on those who make our lives sweeter just by being there. Words that are seldom spoken may be written in cards or communicated through gifts. However, as a…

Resolution season is in full bloom, but unfortunately very few end up being successful. So instead of making half-hearted resolutions for your family’s finances, why not start with a simple tip and see if it works? If successful, you’ll have…

There are endless types of insurance available in the marketplace, so how do you know which you should own? As a general rule, the public should own insurance that protects against catastrophic loss. Life, long-term care, and disability insurance should…

According to data from the National Association of Insurance Commissioners (NAIC), teen drivers are the highest risk demographic on the road.Their inexperience means there’s a greater chance that they will be involved in a traffic accident, which means much higher…

Now in my mid-forties, I’m noticing creases on my face. What earlier were slight hints of a life filled with laughter are now full-blown lines. I’m aging, and I really don't want to talk about it! But all of us…

A strategic plan is a compass for business. It gives direction, helps organizations make good decisions, and supports balance. Typically, it involves collaboration and helps employees confidently say yes or no to ideas and opportunities that arise. A strategic plan…

Home refinancing should not be based solely on an interest rate, nor driven by the prospect of an early pay-off alone. For many homeowners, not a week passes without this question: Should I refinance? Today's lower interest rates make mortgage…